2025 Workers' Compensation (WCB) Reference
Board-by-board 2025 annual maximums, employer-rate guidance, source status, and Beanflow product boundaries for the twelve WCB jurisdictions in this reference.
Last updated 2025 retrospective edition, verified August 16, 2026
All twelve annual maximums have loadable primary Board evidence. This edition is eligible for search indexing and the sitemap.
Last verified:
How to use the 2025 data
The premium is an employer cost and does not reduce employee gross pay, deductions, or net pay.
The annual maximum is a Board-set, per-worker earnings ceiling. The assigned rate is an employer-specific or assigned-classification input. Keep them separate and use the rate shown on the employer's own annual notice, statement, or Board account.
WCB premium = assessable earnings × assigned rate per $100 ÷ 100A provincial average rate or an unadjusted industry base rate does not establish what one employer must pay. Classification, industry risk, claims experience, and Board-specific programs can change the assigned rate.
2025 jurisdiction data
Alberta
How the rate is determined
WCB-Alberta classifies the employer by business activity. Industry claims experience establishes the industry rate, and the employer's own claims performance may produce an experience-rating discount or surcharge. The published provincial average is not an employer's assigned rate.
Where to find the assigned rate
Use the 2025 Premium Rate Statement (Experience Rating) in myWCB or the rate shown on the employer annual return.
Official sources
- Maximum Compensable and Assessable Earnings Annual maximum
- WCB-Alberta rate setting Rate guidance
British Columbia
How the rate is determined
WorkSafeBC assigns a classification unit based on the employer's operations. The industry base rate reflects shared industry risk and costs, while an experience adjustment can change the firm's net premium rate. Neither the provincial average nor an industry base rate alone is the employer's assigned rate.
Where to find the assigned rate
Use the 2025 assessment rate notification in WorkSafeBC online services under Insurance, then View rate information. Use the net premium rate shown for the firm.
Official sources
- 2025 Maximum Wage Rate Annual maximum
- WorkSafeBC premium rate notification Rate guidance
Manitoba
How the rate is determined
Manitoba groups employers by industry risk. The risk-category base rate is blended with the employer's claims experience, with the weighting influenced by employer size. A public average or another employer's rate is not the assigned rate.
Where to find the assigned rate
Use the employer's 2025 annual rate notification or rate statement issued by the WCB, which identifies the classification and employer rate.
Official sources
- Assessable Payroll Fact Sheet Annual maximum
- Determining premiums and your rate Rate guidance
New Brunswick
How the rate is determined
WorkSafeNB assigns an industry classification and rate group based on business activity and risk. Eligible employers also receive an experience adjustment based on their claims costs relative to the group. The provincial average rate is not the employer's assigned rate.
Where to find the assigned rate
Use MyServices, then Reports and Assessment Notice, for the employer's 2025 assigned assessment rate.
Official sources
- WorkSafeNB maximum assessable earnings Annual maximum
- Understanding your WorkSafeNB rate Rate guidance
Newfoundland and Labrador
How the rate is determined
WorkplaceNL assigns an industrial classification code. The industry group's claims experience and the employer's own experience affect the assessment, and PRIME may add a refund or charge. The provincial average is not an employer-specific rate.
Where to find the assigned rate
Use connect, then Reports and Statistics, to open the 2025 annual rate letter. The assigned rate also appears on assessment invoices and statements.
Official sources
- WorkplaceNL Annual Assessment Annual maximum
- WorkplaceNL 2025 assessment rate announcement Rate guidance
Nova Scotia
How the rate is determined
WCB Nova Scotia assigns an industry rate using the employer's classification and industry costs, then applies the employer's experience rate where applicable. A safety-association levy may also apply. The provincial average is not the employer's assigned rate.
Where to find the assigned rate
Use MyAccount, then Forms and Letters, for the employer's 2025 assessment rate and experience-rating statement.
Official sources
- WCB Nova Scotia maximum assessable earnings Annual maximum
- Where to find your WCB Nova Scotia rate Rate guidance
- AWCBC maximum assessable earnings cross-check Cross-check only
Northwest Territories
How the rate is determined
WSCC assigns the employer to a class and subclass based on its operations. The subclass rate reflects collective industry risk and claims experience; the employer pays that assigned subclass rate on assessable payroll. The territorial average is only a rate-setting reference.
Where to find the assigned rate
Use WSCC Connect, then My Assessment Rates, or the employer's 2025 Assessment Rate Letter.
Official sources
- WSCC Employer Rates Annual maximum
- WSCC assessment rate lookup Rate guidance
Nunavut
How the rate is determined
WSCC assigns the employer to a class and subclass based on its operations. The subclass rate reflects collective industry risk and claims experience; the employer pays that assigned subclass rate on assessable payroll. The territorial average is only a rate-setting reference.
Where to find the assigned rate
Use WSCC Connect, then My Assessment Rates, or the employer's 2025 Assessment Rate Letter.
Official sources
- WSCC Employer Rates Annual maximum
- WSCC assessment rate lookup Rate guidance
Ontario
How the rate is determined
WSIB classifies the employer under NAICS. The class rate reflects shared risk, while the employer's risk-band rate incorporates its insurable earnings and claims experience. A published average or class rate is not necessarily the employer's actual rate.
Where to find the assigned rate
Use the 2025 premium rate statement in WSIB online services under View your statements. It identifies the actual employer rate.
Official sources
- WSIB 2025 premium rates and maximum insurable earnings Annual maximum
- Understanding your WSIB rate Rate guidance
Prince Edward Island
How the rate is determined
WCB PEI classifies employers by primary business activity and groups them by historical injury costs. Employers in the Experience Rating Program may receive an individual rate that differs from the group rate. The provincial average is not an employer's assigned rate.
Where to find the assigned rate
Use the individual 2025 assessment-rate notice sent by WCB PEI in December 2024 and the employer annual registration-renewal material.
Official sources
- WCB PEI announces the 2025 rate and maximum Annual maximum
- WCB PEI employer registration and annual renewal Rate guidance
Saskatchewan
How the rate is determined
Saskatchewan starts with the collective industry-group rate and then applies any experience-rating discount or surcharge based on the employer's claims record. The provincial average and the unadjusted industry rate are not the employer's final assigned rate.
Where to find the assigned rate
Use the premium-rate notice in the WCB online account under Claim Reports and Premium Rate. It shows the industry rate and any employer discount or surcharge.
Official sources
- Saskatchewan maximum assessable earnings Annual maximum
- Saskatchewan premium rates and how they are set Rate guidance
Yukon
How the rate is determined
Yukon assigns an industry classification and rate group, which pools industry claims risk. The employer uses its assigned group rate; exceptional super-assessment or rebate rules can change the result. The territorial average is not the assigned rate.
Where to find the assigned rate
Use the employer-specific 2025 rate provided by email in the fall or the rate and classification on the employer assessment invoice.
Official sources
- Yukon maximum annual earnings Annual maximum
- Yukon 2025 maximum and assessment rates announcement Rate guidance
Quebec and CNESST
Quebec workers' compensation is administered by CNESST. Quebec is not mapped into this twelve-jurisdiction WCB dataset and this page does not claim Beanflow WCB support for Quebec. Use the official CNESST site for Quebec requirements.
This reference does not register an employer, administer claims, remit premiums, file an annual return, or submit information to a Board. Confirm coverage, assessability, classification, assigned rate, reporting, and filing obligations with the applicable Board.