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What's the 2025 CPP maximum contribution in Ontario?
The 2025 CPP maximum employee contribution is $4,034.10, based on:
Discover how our AI-powered features transform your bookkeeping workflow
Upload any receipt and our AI instantly extracts all relevant data with 99.2% accuracy, powered by Beancount double-entry accounting.
DIY with AI assistance, or let our experts handle everything
AI-powered, you're in control
50% lifetime discount when we launch
Best for:
Tech-savvy business owners who want full control over their books
100 spots remaining
Real CPAs + AI efficiency
Save 50% vs traditional accounting firms
Everything in DIY, plus:
Best for:
Busy owners who want hands-off, professional accounting
Unlimited messaging with your dedicated bookkeeper
BeanFlow brings together everything Canadian small businesses need to manage their finances. AI Bookkeeping automates your day-to-day accounting with 99.2% accuracy. Free Payroll handles CPP, EI, and tax calculations for all 13 provinces — validated by 2,600+ automated tests. And TaxGPT answers your tax questions instantly using 50+ official CRA documents. Use all three together or pick the ones you need.
AI handles the heavy lifting while certified accountants ensure everything is perfect
1. You Upload
Statements & Receipts
2. AI Categorizes
90% Automated
3. Bookkeeper Reviews
Every Transaction
4. CPA Audits
Tax & Compliance
Traditional
$500 - $900
BeanFlow
$250 - $500
Traditional
Manual
BeanFlow
AI Auto
Traditional
BeanFlow
Traditional
BeanFlow
Traditional
BeanFlow
AI-assisted
Traditional
BeanFlow
Traditional
2-3 days
BeanFlow
Same day
| Feature | Traditional Firms | BeanFlow Advisor |
|---|---|---|
| Monthly Cost | $500 - $900 | $250 - $500 |
| Data Entry | Manual | AI Automated |
| 24/7 Dashboard Access | ||
| Real-Time Reports | ||
| Bookkeeper Review | AI-assisted | |
| CPA Quarterly Audit | ||
| Response Time | 2-3 business days | Same day |
Professional bookkeeping made simple
AI learns your business patterns and automatically categorizes all expenses and income.
Built for Canadian businesses. Automatic GST/HST calculation and CRA-compliant reports.
All your data encrypted with Google KMS. Optional Google Drive backup for peace of mind.
"Beanflow saved our restaurant! We upload our POS receipts and bank statements, and everything is categorized perfectly. Saves us 15 hours a month."
Maria Rodriguez
Maple Leaf Bistro, Toronto
"As a contractor, I have receipts everywhere. Beanflow's AI reads them all and sorts everything. My accountant says our books are the cleanest he's seen."
James Thompson
Thompson Construction, Calgary
"Three beauty salons, hundreds of transactions monthly. Beanflow handles it all. The HST calculations are perfect, and my books are always up to date."
Linda Wang
Glow Beauty Studios, Vancouver
BeanFlow is a complete accounting platform for Canadian small businesses that combines three tools: (1) AI-powered bookkeeping that automatically categorizes transactions and scans receipts with 99.2% accuracy, (2) free payroll software with CRA-validated calculations for all 13 provinces, and (3) TaxGPT, an AI tax assistant trained on 50+ CRA documents. All three products work together or independently.
BeanFlow Payroll and TaxGPT are completely free — no credit card, no trial period, no employee limits. The AI Bookkeeping product is free during beta with a 50% lifetime discount when it launches. The full-service Advisor plan (bookkeeper + CPA review) starts at $250/month — roughly 50% less than traditional accounting firms.
Upload bank statements and receipts — BeanFlow's AI extracts transaction data, categorizes expenses into 200+ categories with 99.2% accuracy, and creates double-entry bookkeeping records using Beancount (a professional-grade accounting engine). The AI learns from your corrections over time. You review and approve everything before it's finalized — AI assists, you control.
BeanFlow uses Beancount, an open-source double-entry accounting engine, which means your financial data is stored in plain-text files you own — not locked in a proprietary database. BeanFlow's AI does the data entry work (categorization, receipt scanning, invoice matching) that you'd normally do manually in QuickBooks or Xero. Plus, BeanFlow includes free payroll and a tax AI assistant — features that cost extra with QuickBooks ($30+/month for payroll).
BeanFlow works for any Canadian small business: restaurants, retail, construction, professional services, freelancers, e-commerce, and more. The AI categorization engine handles industry-specific expenses (COGS, materials, subcontractors, tips) and the payroll system supports hourly, salary, and commission-based employees across all provinces.
BeanFlow automatically tracks GST/HST on every transaction, calculates input tax credits (ITCs), and generates CRA-ready reports for filing. The system knows which items are exempt, zero-rated, or taxable, and handles province-specific rates (5% GST, 13% HST, 15% HST) automatically.
Yes. BeanFlow actually makes working with your accountant more efficient. You handle daily bookkeeping with AI assistance, and your accountant gets clean, organized records for tax filing and review. The Advisor plan includes a dedicated bookkeeper who reviews every transaction plus quarterly CPA audits — like having a full accounting team at half the cost.
BeanFlow uses Google Cloud infrastructure with enterprise-grade encryption (Google KMS). Your data is encrypted in transit and at rest. Authentication uses Google Sign-In (OAuth 2.0). You own your data — we don't sell or share it. Optional Google Drive backup lets you keep a copy of your books locally.
Have questions? We're here to help you transform your bookkeeping.
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