AI-Powered — Free to Use

Free AI Tax & Payroll
Assistant for Canada

Get instant, accurate answers about Canadian taxes, payroll deductions, and employment standards. Powered by 50+ official CRA knowledge documents.

50+ CRA Knowledge Documents
Instant Answers
No Sign-up Required

What TaxGPT Can Help With

Trained on official CRA publications and Canadian tax law for accurate, up-to-date answers.

CPP & EI Rates

Instant lookups for current CPP/QPP contribution rates, EI premiums, maximums, and exemptions.

Tax Brackets

Federal and provincial tax brackets, surtaxes, and personal amounts for every jurisdiction.

GST/HST & PST

Provincial sales tax rates, registration thresholds, and filing requirements across Canada.

RRSP & TFSA

Contribution limits, carry-forward rules, and tax implications for registered accounts.

T4 Filing Help

Guidance on T4 boxes, filing deadlines, and common reporting scenarios for employers.

Vacation Pay Rules

Province-specific vacation entitlements, accrual rates, and payout calculations.

Comprehensive Knowledge Base

TaxGPT draws from 50+ official CRA documents and Canadian tax publications to deliver reliable information.

CPP/QPP contribution rates and thresholds
EI premium rates and maximum insurable earnings
Federal income tax brackets and personal amounts
Provincial tax brackets (all 13 jurisdictions)
GST/HST rates and registration rules
RRSP contribution limits and deduction rules
TFSA contribution limits
Vacation pay percentages by province
Statutory holidays by province
Employment standards and sick leave
Overtime pay calculations
T4/T4A reporting requirements

How It Works

1

Ask a Question

Type your tax or payroll question in plain language. No jargon required.

2

AI Searches Knowledge

TaxGPT searches through CRA documents and tax publications to find relevant information.

3

Get Your Answer

Receive a clear, sourced answer with references to the official CRA documents used.

Frequently Asked Questions

What is BeanFlow TaxGPT?

BeanFlow TaxGPT is a free AI-powered assistant that answers Canadian tax and payroll questions instantly. Unlike general AI chatbots, TaxGPT is trained on 50+ official CRA knowledge documents covering CPP/EI rates, federal and provincial tax brackets, GST/HST rules, RRSP/TFSA limits, vacation pay, statutory holidays, and employment standards for all 13 provinces and territories.

Is TaxGPT free to use?

Yes. You can ask 5 questions without signing up. After creating a free account, you get 20 questions per day. TaxGPT is designed for Canadian small business owners and employers who need quick, reliable answers about payroll taxes, employee deductions, and CRA compliance — without paying for an accountant for every question.

What topics can TaxGPT answer?

TaxGPT covers: CPP and QPP contribution rates and maximums, EI premium rates and insurable earnings, federal and provincial income tax brackets for all 13 jurisdictions, GST/HST and PST rates by province, RRSP and TFSA contribution limits, T4/T4A reporting requirements, vacation pay calculations by province, statutory holidays by province, overtime pay rules, and CRA filing deadlines.

How accurate is TaxGPT?

TaxGPT retrieves information from 50+ official CRA publications and Canadian tax documents using RAG (Retrieval Augmented Generation) technology. Every answer includes references to the source documents used. However, TaxGPT provides information only — for personal tax filing or complex tax situations, always consult a qualified accountant or CPA.

How is BeanFlow TaxGPT different from TaxGPT.ca or ChatGPT?

BeanFlow TaxGPT is specifically designed for Canadian employers and small business owners dealing with payroll tax questions. Unlike TaxGPT.ca (focused on personal income tax filing) or ChatGPT (general-purpose AI), BeanFlow TaxGPT has a curated knowledge base of CRA employer guides (T4127, T4032) and provincial employment standards, giving more accurate answers for payroll-specific questions.

What are the CPP contribution rates for 2026?

For 2026, the CPP employee contribution rate is set by CRA annually (check CRA's T4032 for the latest). BeanFlow TaxGPT provides the exact current rates including CPP1, CPP2, basic exemption amounts, and maximum pensionable earnings. Ask TaxGPT for the latest rates — it's always up to date with current CRA publications.

Can TaxGPT help with GST/HST questions?

Yes. TaxGPT knows the current GST/HST rates for every province: 5% GST (Alberta, BC, Manitoba, Saskatchewan, territories), 13% HST (Ontario), 15% HST (Atlantic provinces). It can also answer questions about registration thresholds, input tax credits, filing frequencies, and the quick method of accounting.

Does TaxGPT replace an accountant?

No. TaxGPT is an information tool, not a tax advisor. It provides accurate reference information from CRA publications to help you understand tax rules and make informed decisions. For tax filing, audit response, or complex tax planning, you should work with a qualified CPA or tax professional. TaxGPT helps you ask better questions when you do meet your accountant.

Get Instant Tax Answers

Stop searching through CRA publications. Ask TaxGPT and get clear answers in seconds.

Start Asking Questions

5 free questions without sign-up. Sign up for 20 questions per day.